Last updated: May 18, 2026
The Mark Effect is owned and operated by Steven F. Mark in Pasadena, California. These Terms of Service ("Terms") govern your use of themarkeffect.com and all products and services offered through it, including digital products, one-on-one sessions, and related materials.
By accessing this site or purchasing any product, you agree to these Terms. If you don't agree, please don't use the site or purchase anything.
We sell digital information products (guides, frameworks, toolkits) delivered as downloadable files after purchase. We also offer one-on-one facilitation services, including Life Architect sessions. All products are original content created by Steven F. Mark.
Digital products are delivered electronically. Live sessions are scheduled separately after purchase.
Refunds. Our Refund Policy applies to every purchase, unless a separate written refund policy is provided for a specific product or service, in which case that policy governs that purchase. Life Architect has one: the Life Architect Refund Policy.
Nothing on this site or in our products constitutes therapy, counseling, medical treatment, legal advice, tax advice, financial advice, or any other licensed professional service. Our products and services are educational and informational. You're responsible for your own decisions, actions, and results.
We don't promise or guarantee any particular result, improvement, or outcome from using our products or services. Results depend on your own judgment, effort, circumstances, and factors outside our control.
Some of our workflows use AI-assisted tools to help structure, organize, or draft content. Final judgment, facilitation, and delivery are human-led. We take reasonable steps to protect your information when using digital tools, but no digital system can guarantee absolute privacy or security.
All content, products, frameworks, and materials on this site are owned by The Mark Effect and protected by copyright. You may use purchased products for personal use only. You may not redistribute, resell, share, or republish any product or material without written permission.
You agree not to use this site or our products for any unlawful purpose, to misrepresent your identity, to attempt unauthorized access to our systems, or to redistribute our content without permission.
To the fullest extent permitted by law, The Mark Effect and Steven F. Mark will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this site, our products, or our services. Our total liability for any claim is limited to the amount you actually paid for the specific product or service giving rise to the claim.
You agree to indemnify and hold harmless The Mark Effect and Steven F. Mark from any claims, losses, or expenses (including reasonable legal fees) arising from your misuse of our products or services, your violation of these Terms, or your violation of any applicable law.
We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent version. Continued use of the site after changes means you accept the updated Terms.
These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules.
Questions about these Terms? Reach us through our contact form.